Life Insurance Made Easy

Platinum Life

Life insurance may be one of the most important investments you will ever make. Find out how much you need, and how your family will benefit.
Get Started

Life Insurance Made Easy

Platinum Life

Life insurance may be one of the most important investments you will ever make. Find out how much you need, and how your family will benefit.
Get Started

Why Life Insurance?

None of us can plan for the unexpected but you can prepare for the inevitible! Life Insurance provides a financial safety net for your family for when the inevitible happens. A life insurance policy helps protect your loved ones by paying out a cash-lump sum, so they don’t have to worry about money. If you have a spouse, partner, children or any other dependents that rely on you financially, then life insurance is for you! It might just be one of the most important investments you will ever make. Find out how much you need, and how your family will benefit.

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Why Serious Illness Cover?

With life insurance you are providing security for your family if the worst were to happen to you. But what happens if you are diagnosed with a serious illness? How would you cope financially if you couldn’t work? With Serious Illness cover you are protecting yourself.

If you are diagnosed with an illness that impacts your life substantially or become totally and permanently disabled it pays out a lump sum amount to help ease the financial burden. While it may not replace your income completely, this type of cover is designed to help lighten the financial load when you need to concentrate on getting better.

You can choose how much cover you want and whether you want to combine different cover types. You can also choose to take out cover with your partner. Find out how much you need, and how you and your family will benefit.

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Why Platinum Life?

Our goal is to make life insurance simple for everyone. This means providing you with clear information around life insurance policies, taking away complexities, and allowing you to make an informed decision.

99% Of All Claims Paid Out

As a company focused on our client’s needs, we want to ensure that you have the best experience and outcomes. That’s why we only recommend the best life insurance providers with the best track record of successful claims. That way you can rely on a successful claim as and when you should need it.

Practical & Emotional Support

You, your spouse or partner and children can avail of one-to-one personal support from your own dedicated nurse adviser who can help you and your family cope with the devastating effects that illness or bereavement can have. It includes unlimited telephone access, providing tailored support to meet your particular circumstances and is available as soon as your cover starts.

Free Children’s Benefits

Nobody wants to think about their child becoming seriously ill or dying but however sad it might be, it’s more common than you might think. That’s why all life plans provide free children’s life cover benefit between €5,000 and €7,000 and all illness cover plans include free child illness cover up to €25,000 per child. All of your children from their birth or adoption until their 18th birthday (25th birthday if in full time education) are covered during the duration of your plan.

With You All The Way

As your broker we care about you and we want to always ensure that your plan is the best fit for you and your circumstances as life changes. As those changes happen, we will be there to review your plans to make sure they always meet your needs..

99% Of All Claims Paid Out

As a company focused on our client’s needs, we want to ensure that you have the best experience and outcomes. That’s why we only recommend the best life insurance providers with the best track record of successful claims. That way you can rely on a successful claim as and when you should need it.

Practical & Emotional Support

You, your spouse or partner and children can avail of one-to-one personal support from your own dedicated nurse adviser who can help you and your family cope with the devastating effects that illness or bereavement can have. It includes unlimited telephone access, providing tailored support to meet your particular circumstances and is available as soon as your cover starts.

Free Children’s Benefits

Nobody wants to think about their child becoming seriously ill or dying but however sad it might be, it’s more common than you might think. That’s why all life plans provide free children’s life cover benefit between €5,000 and €7,000 and all illness cover plans include free child illness cover up to €25,000 per child. All of your children from their birth or adoption until their 18th birthday (25th birthday if in full time education) are covered during the duration of your plan.

With You All The Way

As your broker we care about you and we want to always ensure that your plan is the best fit for you and your circumstances as life changes. As those changes happen, we will be there to review your plans to make sure they always meet your needs..

What Makes Us Different
A new type of protection cover to help people better plan for the unknown.
  • In Ireland 1 in 3 men will get cancer by age 75

  • In Ireland 1 in 4 women will get cancer by age 75

  • Five-year average net survival of Irish Cancer patients for the diagnosis period 2010-2014 is 61%*

  • Approximately 10,000 people suffer a stroke in Ireland annually

Sources: National Cancer Registry (2017) Cancer in Ireland 1994-2015: Annual Report of the National Cancer Registry, Irish Heart Foundation 2017.

* by year of follow-up (all patients alive at some point 2010 -2013, or diagnosed in 2009, point 2010 -2013, or diagnosed in 2009, followed up to 31/12/2014).

What Our Clients Say

“So easy. Every other place made it difficult. I just wanted to know how much cover I needed, not what I could be sold on. Thanks Caroline and the rest of the team.”

Sarah Shea

“From start to finish, the process was seamless, easy and very intuitive. As someone who travels a good amount for work and has a busy life, not having to schedule and deal with medical examinations and to have immediate coverage through a highly rated company is the best.”

Chris Russell

“The process is so simple. I completed the calculator on my laptop and had a policy before the end of the day. I already told people at my office about it.”

Colm Noonan

Life Insurance FAQs

We all want to live forever, but the reality is that every 22 minutes a child loses a parent they rely on financially. For many people, life insurance is an excellent way to protect the things that matter the most – such as making sure your family’s financial future is more secure if something unexpected happens to you. It can also help to protect financially against serious illnesses, the loss of income if you get ill, or to ensure your mortgage repayments are covered if anything were to happen.

Your premiums are based on lots of things, such as your age, height and weight; your health; whether you’re employed in a high-risk occupation; and whether you smoke. It can also depend on factors such as:

  • The amounts and type of cover you choose
  • The number of lives covered under the policy
  • The term of the policy
  • Your age
  • Whether or not you smoke
  • Your health, occupation and pastimes
  • Whether you choose to add Specified Serious Illness Cover to the policy
Yes. The first step in the process is to speak with one of our qualified team, who can advise you on your options.

When switching an existing policy, we always advise that you ensure that your new policy can meet your needs and you’re aware of the financial consequences of replacing your existing policy.

There are a couple of reasons you need to speak to someone on the phone. Firstly, unlike car and home insurance where there could be a few thousand euro at stake – with life insurance we’re regularly talking about half a million euro or more. For that reason, we like to have a recorded conversation to make sure you are who you say you are in case there are any disputes if a claim arises.

And secondly, we firmly believe that speaking to a real human being ensures that your requirements are fully understood, and you get the right cover for you and your family.

If you’re honest during your application, then you will receive a pay out in full. If you enjoy a social smoke, tell us! The only time life insurance doesn’t pay out is when you’re dishonest during your application.

Have any Questions? Please call us today!

Available 9.30am to 5.30pm Monday to Friday
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